Fee Schedule

2020 Service Fee Schedule

Share Account Fees
Senior Savers Accounts:
Enrollment $10.00
Renewal $5.00/Year
Fresh Start $5.00/Monthly for each account
Share Draft Account Fees
Overdraft Privilege $25.00
NSF $25.00/Item
Stop Payment $25.00/Request
Share Draft Printing Prices vary depending on style
*Business Share Draft:
Monthly Service $7.50/Month
Checks Deposited or Cashed $0.05/Check (If over 50 checks per day)
Overdraft Transfer $10.00/Transfer
Fresh Start $3.00/Monthly for each account
Benefits Plus® $4.95/Month
Benefits Plus Premium® $8.75/Month
*Fee waived with an average daily balance of $5,000
Other Service Fees
Account Reconciliation $20.00/Hour
Account Research $10.00/Hour
Statement Copy $1.00/Copy
**Deposited Item Return $25.00/Item
Items Sent for Collection $15.00/Item
Wire Transfer - Outgoing $25.00/Transfer
Escheatment Fee $25.00/Account
International Wire Services $25.00 Per/Wire
Money Order $2.00
Inactive Account $5.00/Month - after 1 year
Share Draft Copy $20.00 if closed within 30 days of opening
Official Check $2.00
Official Check Copy $3.00
Incorrect Address $5.00/Statement
Share Draft Copy $2.00
Copy $0.15/Copy
Cash Handling - Deposits Over $10,000 $1.00 Per/$1,000
Counter Checks $1.00 for a sheet of 4
Visa® Gift Card $5.00
Statement Copy $1.00
CUMoney Visa EMV TravelMoney® Card $9.95 (Reload fee $2.00)
Visa® Credit/Debit Card Replacement $10.00
Visa® Pass-Through Expedite Fee
Debit-Overnight, min $75.00
Credit-Second Day, min $40.00
Canadian Check $3.00/Check
Legal Restraining Notice/Levy $50.00
Fax Service-Outgoing First page $2.50, each additional page $0.50
Fax Service-Incoming $1.00
Person-To-Person (mobile) $1.00
**Fee reduced to $7.00 with an average daily balance of $3,000
Electronic Funds Transfer Fees
Non-proprietary ATM Withdrawal/Transfer $2.00 - (8) ATM withdrawals per/mo without charge
ATM Account Inquiry $1.00/Each ATM inquiry
ATM Fee for Foreign Card Use $3.00
Overdrawn due to EFT (ATM, ACH) $25.00
Safe Deposit Boxes
3" x 5" Box $40.00/Year plus tax
5" x 5" or 3" x 10" Box $50.00/Year plus tax
5" x 10" Box $60.00/Year plus tax
10" x 10" Box $90.00/Year plus tax
Change of Lock and Lost Keys $25.00 plus locksmith cost
Loan Service Fees
Loan Modification Fee $100.00
Subordination Agreement Fee $100.00
Mortgage Amortization Schedule $5.00
Share Value
Par Value of One Share $5.00

The rates and fees appearing with this schedule are accurate and effective for accounts as of the effective date indicated on the Truth-ln-Savings Disclosure. If you have any questions or require current rate and fee information on your account, please call the credit union at 315-764-0566 or toll free 800-764-0566.