Business Accounts

Whether you're looking to start a business, or maintain and grow your current business, we have financing options designed to fit your needs. We provide a variety of unique, simple and cost-effective ways to manage your business finances.

Our focus is to build relationships with local business owners in our community and help them achieve their goals by providing ways to increase efficiency and profitability.

Our experienced professionals are dedicated to helping you succeed.

  • SeaComm is an SBA Lender
  • Decisions are made in-house

Contact our Member Business Loan Officer, Emily Bristol, to discuss how we can help your business.

Emily Bristol Member Business Loan Officer Cell: 315-250-4771
Office: (315) 764-0566 ext. 285
ebristol@seacomm.org

Business Checking

With SeaComm's Business Checking Account, you can have all the benefits of a commercial account along with the security and personal service of a hometown financial institution. Contact a Member Services Representative or drop in any SeaComm branch for more information.

A SeaComm Business Checking Account offers you:

  • Monthly Service Charge of $7.50 waived with an average daily balance of $5,000
  • Return of deposited items fee reduced to $7 with an average daily balance of $5,000
  • Up to 50 checks deposited per day at no charge
  • Merchant Deposit Program for VISA, MasterCard, American Express and Discover
  • Cleared checks (minimum:100) on a CD ROM for only $15 per month or individual cleared items are returned to you for only $.075 each
  • We'll buy back your remaining checks from another institution
Business Accounts

Business Share Draft (Checking) Accounts

Our economical business checking account offers:

  • No minimum balance requirement
  • No monthly fee if $5,000 balance is maintained
  • Cleared check copies available through NetTeller™
  • Merchant Deposit Program for VISA®, MasterCard®, American Express® and Discover®
  • We'll buy back your remaining checks from another institution
  • Return of deposited items fee reduced with an average daily balance of $5,000

Business Deposit Accounts

If your objective is to maintain higher balance earnings with quick access when you need it, a Money Market Account may be the right choice for you.

  • Earns higher yield than savings
  • Keeps your money accessible
  • You need only $100 to open and maintain a money market account
  • Dividends are calculated on your daily balance and paid monthly

If you prefer to deposit funds for a longer term to optimize dividends, a SeaComm Certificate will provide an excellent way to maximize dividends while investing funds for a fixed period of time.