Home Equity Loans

The "ANYTHING" Loan!!

Home Improvement
College Expenses
Fix Up To Flip
Pay Off Credit Cards
Take A Vacation

Home equity loans are a convenient way to manage your debt level and payments, reduce your interest expense, set up a line of credit or arrange for the payment method that you prefer.

Select your payment method from payroll deduction or direct deposit, automatic transfer from your accounts, make your payment through NetTeller™ or SmartLine audio response. Of course, you may always pay by mail or in person. In addition, your home equity loan may be tax deductible.*

We offer disability and life insurance payment protection plans on most of our loans. Call us or stop in at any convenient location and learn about the SeaComm home equity loan that is right for you.

Equity Advantage Line of Credit

A convenient line of credit available when you need it
Free checks provided for easy access
Rates as low as Prime**
No closing costs options available. Some restrictions may apply.

Fixed Rate Home Equity

Fixed rate is ideal for a one-time equity advance
No closing costs options available. Some restrictions may apply.
Longer term loans are available
Loans available in St. Lawrence, Franklin, Clinton, and Essex Counties, NY and Grand Isle, Chittenden and Franklin Counties, VT

Call our Mortgage Specialist today!

We can help to determine your available equity.

* Check with your tax advisor about any tax deduction.

** The rate may vary annually or quarterly based on the product selected and will be based on the highest Prime Rate as published in the Wall Street Journal on the last day of each month, effective the following day.